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The federal law that protects you from housing discrimination is the Fair Housing Act, a law enforced by the U.S. Department of Housing & Urban Development (HUD).

State Housing Initiatives Partnership

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LOW INCOME HOUSING ASSISTANCE

State Housing Initiatives Partnership (SHIP) Program

Down Payment and Closing Cost Assistance

To be eligible to apply for financial assistance you must:

  • Not have owned a home in the last three (3) years.
  • Not purchase property that is currently occupied by a tenant other than you.
  • Complete an approved Credit Counseling Clinic and receive a certificate of completion.
  • You need your credit reports for Credit Counseling Clinic, visit our Credit Clinic page for days and time.
  • Complete an approved Homebuyer Education Training Classes and receive a certificate of completion.
  • Utilize the home purchased as your principal residence.
  • The homebuyer (s) must obtain the maximum first mortgage for which they are eligible.
  • Meet the eligibility requirements of the current H.U.D. Section 8 Income Limits/AMI based on your family size.
    Income limits updated by HUD effective August 2017.

VOLUSIA COUNTY AND CITY OF DAYTONA BEACH PROGRAMS:

H.U.D. Section 8 Income Limits/AMI

Family Size Very Low
up to:
Low
up to:
Moderate
up to:
1 $19,500 $31,200 $46,800
2 $22,300 $35,650 $53,520
3 $25,100 $40,100 $60,240
4 $27,850 $44,550 $66,840
5 $30,100 $48,150 $72,240
6 $32,350 $51,700 $77,640
7 $34,550 $55,250 $82,920
8 $36,800 $58,850 $88,320

FLAGLER COUNTY PROGRAM:

H.U.D. Section 8 Income Limits/AMI

Family Size Very Low
up to:
Low
up to:
Moderate
up to:
1 $20,650 $33,000 $49,560
2 $23,600 $37,700 $56,640
3 $26,550 $42,400 $63,720
4 $29,450 $47,100 $70,680
5 $31,850 $50,900 $76,440
6 $34,200 $54,650 $82,080
7 $36,550 $58,450 $87,720
8 $38,900 $62,200 $93,360

 

 

 


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