THE CITY OF DAYTONA BEACH
COMMUNITY DEVELOPMENT DEPARTMENT
Affordable Home Ownership Assistance Program (AHOAP)
FOR EXTREMELY LOW, VERY LOW, AND LOW INCOME HOUSEHOLDS
HOMEBUYER EDUCATION AND HOUSING COUNSELING PARTNERS
CENTRAL FLORIDA CDC
211 N. Ridgewood Avenue, Suite 114, Daytona Beach, FL (386) 253-3232
MID-FLORIDA HOUSING PARTNERSHIP, INC.
1834 Mason Avenue, Daytona Beach, FL (386) 274-4441
HALIFAX HABITAT FOR HUMANITY
1030 W. International Speedway Boulevard, Daytona Beach, FL (386) 257-9950
HOMEBUYER DOWN PAYMENT AND CLOSING COST ASSISTANCE
HOW TO REQUEST ASSISTANCE
1. Contact one of the Homebuyer Education and Housing Counseling Partners to help you assess and document your eligibility for down payment and closing cost assistance (DPA) including income, assets, homebuyer education, housing counseling, securing first mortgage financing, pre and post-purchase counseling. They can advise about properties that reasonably meets your income and debt characteristics.
2. If working with a partner, the Client and the Partner should submit complete application packet to the City to request DPA to purchase your selected property. The city will determine if the purchase meets program guidelines.
3. DPA Funding is limited and requests are granted on a “first ready – first serve basis."
The Applicant(s) Must:
The respective affordability period is based on whether you purchase a new or existing home.
ASSISTANCE AVAILABLE TO AN APPROVED HOUSEHOLD
Although the program requirements are the same for each applicant employees in fire, law enforcement, nurses and teachers are specifically identified as “essential personnel”. Essential personnel are targeted for participation in these programs.
If the homeowner(s) fail to comply with any of the property restrictions above or requirements in the written binding agreements for the ENTIRE affordability period the FULL amount of City assistance is due and payable in full including any lot contribution.
HOMEBUYER EDUCATION AND HOUSING COUNSELING
The path to home ownership begins with an assessment of client eligibility and credit through one of the Homebuyer Education and Housing Counseling Partners listed herein or Other Viable Entity as determined by the City including lending institutions. These organizations help clients identify “their” barriers to becoming a homeowner and assist to overcome those challenges in addition to helping obtain the required homeowner education and housing counseling certificates.
For Additional Information Contact
Housing Coordinator (386) 671-8058 Community Development