LOW INCOME HOUSING ASSISTANCE

State Housing Initiatives Partnership (SHIP) Program

Down Payment and Closing Cost Assistance

To be eligible to apply for financial assistance you must:

Not have owned a home in the last three (3) years.
Not purchase property that is currently occupied by a tenant other than you.
Complete an approved Credit Counseling Clinic and receive a certificate of completion.
You need your credit reports for Credit Counseling Clinic, visit our Credit Clinic page for days and time.
Complete an approved Homebuyer Education Training Classes and receive a certificate of completion.
Utilize the home purchased as your principal residence.
The homebuyer (s) must obtain the maximum first mortgage for which they are eligible.
Meet the eligibility requirements of the current H.U.D. Section 8 Income Limits/AMI based on your family size.
Income limits updated by HUD effective August 2017.

VOLUSIA COUNTY AND CITY OF DAYTONA BEACH PROGRAMS: