You’re Not Alone: Finding Support Through Mortgage Challenges This Holiday Season
Lydia Gregg

The holidays are often seen as a time of joy, family, and celebration—but for many homeowners, they can also bring feelings of worry and uncertainty. If you’re behind on your mortgage or afraid of losing your home, it’s important to remember one thing: you are not alone.

Understanding the Stress Behind the Season

While the lights and festivities fill our neighborhoods, the reality for some families is very different. Financial strain, rising costs, and unexpected hardships can make it difficult to keep up with mortgage payments. This added pressure can turn what should be a time of peace into a season of stress.

At Mid-Florida Housing Partnership (MFHP), we understand how overwhelming it can feel to face these challenges. That’s why we’re here to help—one step at a time.

HUD-Certified Foreclosure Counseling: Guidance That Makes a Difference

 

MFHP offers HUD-certified foreclosure counseling for homeowners across Daytona Beach, Palm Coast, Deltona, and surrounding communities. Our certified housing counselors are trained to help you:

  • Understand your mortgage and foreclosure process

  • Review your financial situation and explore your options

  • Communicate with your lender

  • Create an action plan that fits your needs and goals

We don’t just explain the process—we stand with you through it, providing guidance, advocacy, and hope when you need it most.

Taking the First Step Toward Stability

Whether you’re a few payments behind or already in the foreclosure process, reaching out early can make a big difference. Our team is committed to helping you protect your home and regain financial stability through trusted, personalized support.

You don’t have to face this alone. Let’s navigate this together.

Call us today at 386-274-4441
Learn more or request an appointment at www.mfhp.org

Together, We Can Turn Fear Into Hope

At MFHP, our mission is to empower individuals and families to achieve and maintain housing stability. This holiday season, if your greatest wish is simply to keep your home, know that there’s a community ready to help you do just that.

Because everyone deserves a safe, stable place to call home—during the holidays and all year long.